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Stop Debt Collector Harassment
Are you being harassed by Debt Collectors?

You should know that it is against the law for debt collectors to harass you. The Fair Debt Collection
Practices Act (FDCPA), is a United States statute. The Act prohibits certain types of "abusive and
deceptive" conduct when attempting to collect debts, even if you really owe it. If your debt collector
has violated this law, you may be entitled to
monetary damages to be awarded to you and pay for
your attorney fees.

Usually 99% of these cases settle out of court.

Reverse their tactics and make them pay you instead!
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TOP 5 DEBT COLLECTION VIOLATIONS

  • Excessive phone calls.

  • 3rd-party disclosures (messages left on a public answering machines or phone calls directly to
    your family, friends, coworkers, or neighbors).

  • The debt collector did not disclose who they were and that the call was from a debt collector.

  • The debt collector threatened legal action (threats of filing a lawsuit, taking you to court,
    garnishing your wages, or putting a lien on your property).

  • The debt collector calls you at work even though you told the debt collector to stop calling at
    work.
Expert Attorneys specializing in this field of Law are standing by to review your case for FREE.
A debt collector should not:

  • Phone you an unreasonable number of times

  • Phone you at an unusual time or unusual location

  • Disclose information about you, of your debts to
    third parties

  • Use profane or other abusive language when
    making contact

  • Contact you after you have submitted written
    notification that you do not want to be contacted
    any further

  • Falsely claim to be affiliated with any
    governmental organization

  • Misrepresent the amount or legal status of any
    debt

  • Threaten of to take any action that cannot be
    taken legally

  • Blame and accuse you of having committed a
    crime

  • Threaten to report or communicate false credit
    information

  • Use forbidden and deceptive methods to collect
    debts

  • Call you before 8:00 a.m. or after 9:00 p.m.

  • Call you, but not identify who he or she is
You may be able to:

  • Reduce or completely zero out your interest payments

  • Make them stop calling you

  • Erase the item from your credit report

  • May be possible to negotiate to eliminate the debt

  • Have your attorney fees paid by the collection agency

  • Get money for harassment from the collection agency

  • Avoid or reduce late payment fees

  • Combine several loans into one payment plan

  • Get errors in your credit reports rectified

  • Get invalid entries on your credit report removed

  • Get peace of mind and stop the harassing phone calls
Attorneys specializing in this field of
Law are standing by to review your
case for FREE.
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